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There are lots of other things to do as well. Lots.

The principle in Roth IRAs is available, no taxes and no penalties.

Folks also do Roth IRA ladders from tax deferred retirement accounts.

I know this is the third time I have mentioned it now, but 72(t), since nobody has mentioned it since I first posted it.
I have been reading more about 72(t). At this point, I'm not sure when retirement will come. I have a target age or savings dollar amount in mind. I'll plan to retire whichever number comes up first. My target age being 60, if the dollar amount comes first, the I'll need different options and 72(t) looks like a good option.
 

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Working like a mule lately….short staffed. Seems most have taken to staying at home eating Cheetos and drawing a check. Anyone else having to work a lot more?
 

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Amen
 
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