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Lawyer and Gun Activist
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Professional

I'd ask a financial planner and /or an "elder law" attorney.
I know Medicaid may still consider assets you put in an irrevocable trust to be yours, if you did that within 5 years of applying for Medicaid assistance, if other circumstances are met.
You need real professional advice here.

I'm guessing that if a Trust (with or without a will) is the answer, the cost is probably going to be a couple thousand dollars for a lawyer to draw that up.
 
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