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Tenant called this afternoon and said we had a problem - there's a car in the dining room. They're using the room as a playroom/tv room for their little kids and his wife had moved the kids out of the room literally minutes before the wreck. Teenage driver and his friends whipped around the corner and lost control. Fortunately nobody was hurt.

Burns me up. It's a brand new house - 3 months old. Besides the BMW-sized hole, there's no major structural damage. Fortunately, we're in good hands, as is the driver.
 

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I thought I was going to see a car inside a house with a big hole. I guess BMW's are learner cars for some kids.
 

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Member Georgia Carry
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This is one reason I'm glad I have some trees around my house. If I ever move to a house without trees I'll install some steel reinforced concrete posts in critical locations. Too many drivers of automobiles are pure idiots out there.
 

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Man of Myth and Legend
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I thought I was going to see a car inside a house with a big hole. I guess BMW's are learner cars for some kids.
I was a bit disappointed myself. I wanted to see big hole, destroyed car, broken glass and some bandages with flashing red lights.

Sheesh and Criminatley.

Nemo
 

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Being in good hands is not a good thing.


My father-in-law had them say his camper having a limb hit the roof and causing 5000 in water damage with in a year his problem. They said because he did not have the roof inspected every year voided his insurance on anything roof related. They never gave him a copy stating anything of the sort. He took his house, 2 cars, pontoon boat, house boat, and motorcycle to another company after 20 years of no claims.
 

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Being in good hands is not a good thing.

My father-in-law had them say his camper having a limb hit the roof and causing 5000 in water damage with in a year his problem. They said because he did not have the roof inspected every year voided his insurance on anything roof related. They never gave him a copy stating anything of the sort. He took his house, 2 cars, pontoon boat, house boat, and motorcycle to another company after 20 years of no claims.
Amica (or USAA) for the win when it comes to insurance.

Related to the OP's "fortune"...when we lived in San Antonio, our house was as depicted on this picture. About 2 miles down the road, there was a very popular bar and about 2:30 in the AM, we would hear cars hauling ass and about once every two weeks, you would hear the screeching of tires and the eventual crash of someone's fence (and sometimes, a car fire!) and it happened A LOT. I think that we were very fortunate in that we were "inside" the curve, so all the accidents were across the street, which was VERY good for us since our bed headboard was against the outside wall and the gas main was on the other side.

So now, once we enter our neighborhood, you have to drive about 2 miles to get to our house that is on a dead-end street with very few houses. So...no more worries about "fence and house crashers"
 

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I was (note WAS) with Allstate for over 47 years with no accidents and no tickets. Totally spotless driving record. That is until November 2016. I was sitting third vehicle back at a red light. I heard a crumpling of metal behind me then I also was rear ended. The at fault driver was also with Allstate. The truck sandwiched in the middle was totaled and the bumper on my truck destroyed. Everything in the bed of my truck moved as far as it could to the tailgate and the truck moved forward almost 2 feet just missing the car in front of me. It took 3 months for Allstate to get me a claim number so I could get my neck check out and my bumper replaced. I reported the accident while waiting on the police to get to the site. I then reported the case number when I arrived home. Allstate did the repair estimate and sent me a check for a little over $600. I cashed the check and took my truck in to get it repaired. The bumper face alone was $1,300. This did not include the non slip rubber pads, the damaged mounting hardware, the broken plate light or the labor to install it. Total cost to repair $3,450. I was offered a max of $400 to have my neck checked out. They said this was because I delayed in filing the against the claim. Remember they did not assign a claim number for 3 months? As it turned out I had a small fracture in my neck. I was told that if I had X-Ray at the time it was so small it would not have been detected. All I knew was my neck hurt and I could not turn my head without lots of pain. I kept telling Allstate this about every other day until they finally assigned me a number to file against. Then they are only going to may a max of $400????? I dropped Allstate like a rock and took my money elsewhere. It is costing them way more than $400 for this.
 

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Member Georgia Carry
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Did you try "One call that's all"?
 

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One of the benefits of having a house 30-40 ft above street level is not having to deal with this sort of thing. :mrgreen:
 

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Dei Gratia
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Anytime you have the same insurance company for both the victim and the cause of an accident. Get an attorney.

Insurance companies are businesses first and their first goal is to protect their investors, not you.
 

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Tenant called this afternoon and said we had a problem - there's a car in the dining room. They're using the room as a playroom/tv room for their little kids and his wife had moved the kids out of the room literally minutes before the wreck. Teenage driver and his friends whipped around the corner and lost control. Fortunately nobody was hurt.

Burns me up. It's a brand new house - 3 months old. Besides the BMW-sized hole, there's no major structural damage. Fortunately, we're in good hands, as is the driver.
I'm glad no one was hurt. Kids today drive beamers? Dang.
 

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Older beamers are as cheap as Escorts, until it comes time to fix.
Allstate has been nothing but awesome for me as far as claims go. But, I heard the rates are about to go up, so, when they do, I'll be heading to Amica or USAA
 

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Gun pecan
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I always felt sorry for these people when I was growing up. They would always have someone in their yard after a good snowstorm. They finally put some rocks up about 20 years ago.
Street View
 

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I work for a large restoration company here in canton. 90% of our work is thru ins companies. USAA is by far the absolute best for their customers. State farm probably second and down from there. Thats a pretty simple impact. Same siding readily available. Replace 6-10 rows, caulk, paint whole side of house and your good. If it pushed in some interior sheetrock thats an easy repair. Paint all walls in that room not just the one wall. Probably a $3500-$4200 repair.
 
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