So I own two SUVs and a car. The car is very expensive to insure, so I am going to leave that out of this analysis for now. 2012 Denali XL 2005 Yukon The Denali is bigger, heavier, fancier, and worth way more money than the old Yukon. The old Yukon has just liability insurance, and yet they cost almost the same to insure. So I looked at just liability. I have $100,000 / $300,000 on both for bodily injury. I intentionally carry more than the state-mandated minimum, but it is the same level of insurance for both vehicles, so this is really an apples to apples comparison. Premium: $72.43 Denali $113.76 Yukon Property damage is more for the Yukon, too. Why? My name is on the title for both SUVs, so you must assume the driving record is the same for both vehicles. The cheaper-to-insure Denali has almost twice as much horsepower, is bigger, and weighs more. It would seem like this one would have higher liability premiums. My old 2005 is not exactly a Ferrari. So what is the story here? Anybody have any insight?