Yes, there is another thread that was discussing two non-NRA carry insurance programs that I added the new NRA Carry Guard information to but this is a rather important topic and thought that NRA's program, and associated behavior, deserved its own thread. As some know NRA rescinded the approval for USCCA to have a booth at the Atlanta Conference starting tomorrow. The reason is that they have come out with their own insurance plan called "Carry Guard". It sure looks plagiarized from USCCA with metal levels for membership, etc. Interestingly they will also be offering the most intense (their words) training for certification in concealed carry ever offered (ok......) with the new insurance. NRA has made it rather difficult to find out what you are buying through their new "insurance". Unfortunately, they are not providing anything but reimbursement based on what I have been able to find so far. From their FAQ section: "The NRA Carry Guard insurance coverage provides civil liability protection and criminal defense reimbursement, civil defense legal fees, spousal protection, family member coverage for residential incidents and immediate access to attorney referrals. It also includes supplementary payments as needed for bail, criminal defense legal retainer fees, lawful firearms replacement, compensation while in court, psychological support and clean-up costs for any covered claim resulting from the use of a legally possessed firearm—including an act of self-defense. All benefits are insured." "NRA Carry Guard members have immediate access to supplementary payments as needed of up to 20% of the Criminal Defense Costs limit including: Attorney consultation and retainer fees Bail money Member loss of earning up to $250 per day Lawful replacement of legally possessed firearm Clean-up costs for member’s residence Psychological support counseling" "Is the payment of criminal defense costs on a reimbursement basis? Yes, payment of criminal defense costs is on a reimbursement basis. State laws prohibit insurance companies from covering their policy holders’ criminal acts. Once charges against you are dropped or you are found not guilty, NRA Carry Guard protection will reimburse your criminal defense costs up to the sublimit provided by your membership level, less any Supplementary Payments made." So, according to this you get pretty much nothing unless you win the case. You have to pay up front all legal fees (except an advance for retainer as noted above). This makes the NRA policy a VERY poor option IMHO. The entire idea about CC insurance is that it can cost a small fortune to defend yourself and shouldering all that cost up front is why you want insurance in the first place. With NRA they get all the benefits of you paying them but take no risk whatsoever. So, three questions come to mind: 1) Is this structured in a way to protect the individual or is it structured to provide maximum benefit to NRA? 2) How can other insurance companies pay for the attorney directly if what NRA says above about State Law is true? 3) Do you believe that a non-profit that is supposed to be for protecting our 2A rights, education, and public service should "disinvite" a "competitor" after they have paid their fees to attend the convention?