This is correct. I also had a situation where the top half of a neighbor's tree, that looked fine, fell on my lot. Turns out it was eaten up with carpenter ants. That 1/2 of the tree was my problem, but at my insurance's behest, I sent them a letter describing the situation. At this point, if the rest of the tree fall on my property, it will be their problem. Sort of 'in the middle' of the two extremes you listed above.Mrs_Esterhouse said:I have a pretty good understanding of what the answer is due to a similar situation I experienced:
- If the tree was visibly diseased, rotted or dead, it's the neighbor's liability.
- If the tree had no visible signs of disease, rot or death, it's your liability.
If those trees are pines then they were likely killed by pine beetles.Tippin said:this is good to know information guys. thanks for explaining this. I have 2 trees that look in great shape, but termites in our area run rampant and have killed several trees in the area. We plan to have these cut down asap to avoid any issues, nothing like having a 60foot pine tree fall on the pool or fence