I stay away from herds of people as much as I can. I never liked crowds. I don't even like going to the store during the first of the month.
This is most definitely my thought line. I am very much an INTJ and generally don't like people...especially big groups of them. My favorite shopping time? Monday or Tuesday between 8 and 10 AM. BUT...I also know that when I am out in my neighborhood walking my dog at 8 in AM, there is a possibility that I could be robbed...so I carry. All the time.
Lately, what I carry is more of what is convenient as opposed to what *might* be more appropriate to the situation. I would say 80% I carry a Kahr CM9, mainly because it's usually in the car and easy to strap on. When I am in the yard, or walking in the hood, I grab my G43...it's easy to grab and super light...easier to carry than my G23. When I *know* I am going somewhere that *could* be a higher threat (MARTA ride anywhere, going to downtown, etc.) I take my G23.
If I think I might need to take a rifle of some sort...well, since leaving the service, I don't go places that would normally require that level of protection.