AtlPhilip· Proud GA2A/GCO Life Member
Correct. And cashier's checks can take 3 weeks to bounce. In some ways, personal checks are safer.According to my bank manager, if the check is fraudalent, you'll still be on the hoof for the amount.
Last time I sold a car, it was a significant amount of money so I had him bring a check to the bank and cash it. They gave me access to a private room to count it, and then I deposited the cash.
As you described, cash the check. If the bank won't give you cash, they view it as a bad risk and you should too.